Road Traffic Accident Claims

If you have been involved in a road traffic accident, in the last three years which was not your fault, then you may be entitled to make a personal injury compensation claim.

If you are a passenger in a car, van, bus or coach; which is involved in a collision, your personal injury compensation claim would be made against the insurance company of the person responsible for the accident, whether that is the driver of the vehicle you were travelling in or a third party driver (or both if necessary).

If you are a pedestrian, a motorcyclist, a pedal cyclist or a driver, your personal injury claim would be made against the insurance company of the person driving the vehicle; which collided with you.

You may also be able to make a claim for compensation if you are involved in a road accident abroad or on holiday.

One of the most common type of injury resulting from a road accident is whiplash; however, many other different injuries are possible.

Making a Personal Injury Claim

As with all personal injury compensation claims, you would need to prove that another person was responsible for your personal injury (in this case the driver of the vehicle you were travelling in or the third party driver).

To help your case, you should take names, addresses and telephone numbers of any witnesses to the accident and take photographs of the accident locus if possible. If the third party driver has no valid insurance, leaves the scene or admits to driving a stolen vehicle, you should contact the Police immediately and report the incident.

If you are intending to claim expenses such as prescription costs and travelling expenses, remember to keep receipts as evidence.

How to begin a personal injury claim following a Road Traffic Accident

If you or anyone you know has suffered an injury as a result of a road traffic accident, contact one of our solicitors who will be able to provide you with free, impartial advice on starting your personal injury claim.

As with all personal injury claims there are strict time limits in place.  For further information on this please feel free to contact us.

Accidentcompensation.com has one of the longest established panels of personal injury solicitors in the UK, all of which are experts in all personal injury matters. Our panel of solicitors are able to advise you whether or not you have a valid claim for compensation. They will also be happy to talk you through the process of making a claim and will be able to answer any questions or queries you may have.

The Motor Insurers' Bureau (MIB)

Road Accidents involving Untraced or Uninsured drivers

If you have been injured or your property has been damaged by an uninsured or untraceable driver, you may still be able to make a claim for compensation via the Motor Insurers' Bureau or MIB.

The Motor Insurers' Bureau will expect you to have already tried to trace the driver / insurer concerned by reporting the accident to the police, to your own insurance company and making enquiries with the registered owner of the vehicle.

Certain conditions apply to claims made via the Motor Insurers' Bureau such as

·         If the driver of the offending vehicle is untraced, you must at least be able to identify the vehicle to make a claim for property damage. 

·         An excess of £300 will also be deducted from claims made under the untraced driver scheme for property damage after 1st October 1999 (the excess amount was £175 before this date).

·         The Motor Insurers' Bureau will only deal with claims registered with them within 9 months of the accident.  They will also expect the accident to have been reported to the police within 5 days of the accident.

 A member of the public wishing to enter a claim with the Motor Insurers' Bureau can either do so directly themselves or appoint a Solicitor to work on their behalf.

Motor Insurers' Bureau (MIB) - compensate the victims of negligent uninsured and untraced motorists.

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